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FEDERAL INVESTMENTS TRUST CORP

World Events and Your Financial Life

Disclaimer:
The information contained on these sites is not controlled by Federal Investments Trust. Links to these sites do not in any way imply Federal Investments Trust supports either the organizations listed, or views presented.

• Federal Reserve Board Beige Book  
• U.S. Bureau of Labor Statistics 
• U.S Bureau of Economic Analysis  
• U.S. Census Bureau
• U.S. Securities and Exchange Commission
• Board of Governors of the Federal Reserve System
• International Monetary Fund
• Federal Reserve Bank of New York

Links Financing for Projects

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A

African Development Bank Group
“Opportunities” provides a guide to private sector lending, which includes eligibility guidelines, types of projects, application procedures, checklists, contact information and other resources. “Country operations” lists loan and grant approvals. “Financial Management” lists current and historical public sector lending rates.

Alabama Department of Economic and Community Affairs
Contains information about Community Development Block Grant and other community development and community service programs; Appalachian Regional Commission forms and documents. Science, Technology and Energy Division provides overview of energy programs, including Rebuild Alabama assistance program and Local Government Energy Loan Program application and brochure.

Alabama, Economic Development Partnership of
Provides overview of incentives and assistance programs, including Capital Investment Tax Credit.

Alabama Housing Finance Authority
Contains list of recipients, brochures and overview of programs to finance multifamily and low-income housing development, including HOME, Low-Income Housing Tax Credit, Alabama Multifamily Loan Consortium and Multifamily Mortgage Revenue Bonds programs.

Alaska Department of Commerce, Community and Economic Development
Economic Development Resource Guide contains index and database of financial and technical assistance resources. Financing for Public and Private Projects provides links to development agencies.

Alaska Department of Environmental Conservation
Division of Water Quality provides information on water financial assistance program. Division of Facility Construction and Operation contains regulations, capital budget priority lists, applications, and program and technical assistance information for small public water system grants and financing assistance programs.

Alaska Department of Natural Resources
Division of Agriculture provides loan terms, eligibility guidelines, restrictions and application procedures for the Agricultural Revolving Loan Fund, which finances construction and renovation of farm buildings, food processing facilities and other projects. State Historic Preservation Office provides information about rehabilitation tax credits and lists projects.

Alaska Department of Revenue
Alaska Municipal Bond Bank Authority provides forms and program and eligibility information.

Alaska Housing Finance Corporation
Provides information about senior and multifamily housing development financing and about HOME, low-income housing tax credit and other financing programs.

Alaska Industrial Development and Export Authority
Contains project finance FAQs. Provides information about the Loan Participation Program, which provides long-term financing to Alaska businesses for commercial facilities projects or for refinancing existing loans, and about the Development Finance Program, which provides financial assistance for roads, ports, airports, utilities, infrastructure for tourism and other public use facilities. Alaska Energy Authority provides information about the Power Project Loan Fund, including project examples, applications and compliance manual, and about assistance programs for upgrading bulk fuel storage systems and rural power systems. Includes project listings, statutes and regulations.


America’s Community Bankers Member Web Sites

Registered users can access database of member banks that is searchable by name and state, with contact information and links to Web sites.

Arizona Department of Commerce
Provides program information and forms for private activity bonds, which can be used for the construction of industrial and manufacturing facilities and the purchase of equipment. Includes information about tax credits and incentives.

Arizona Department of Environmental Quality
Water Quality Division provides information about Water Quality Improvement Grant.

Arizona Department of Housing
Provides information about housing finance programs from the Housing Commission, Housing Finance Authority and Public Housing Authority.

Arizona Department of Transportation
Highway Expansion and Extension Loan Program (HELP) contains applicant handbook, application, program information. Aeronautics Division provides information about airport financing programs.

Arizona State Historic Preservation Office
Provides information about grant and incentive programs for historic preservation and rehabilitation programs; State Historic Property Tax Reclassification for Owner-Occupied Homes; and preservation review and compliance.

Arizona Water Infrastructure Finance Authority
Contains clean water, drinking water and technical assistance program eligibility guidelines; loan and grant information; project requirements; application procedures and applications; list of funded projects; contact information; statutes and rules. Can view or order publications online.

Arizona Water Protection Fund
Lists funded projects. Contains policies and application guidelines; sample forms; and application forms.

Arkansas Capital Corporation Group
Provides program information, guidelines and applications for ACC loans that can be used to fund the purchase of real estate, new construction, machinery and equipment and for working capital. Arkansas Certified Development Corporation provides information and application for its 504 Loan Program.

Arkansas Department of Economic Development
“Financing, Incentives, and Taxation” provides information about industrial revenue bond, bond guaranty, small business loan, tax increment financing and other financing programs.

Arkansas Department of Environmental Quality
Customer Service Division provides information and application package for small business environmental loan program.

Arkansas Department of Health
Provides preliminary application for Drinking Water State Revolving Loan Fund.

Arkansas Development Finance Authority
Contains information, applications, guidelines and program activity for economic development and housing finance programs, including Capital Access Program; Speculative Building Loan Program, which provides financing for building speculative industrial facilities; Disadvantaged Business Enterprise Program, which helps provide working capital for minority- and women-owned businesses; Waste Water Revolving Loan Fund, which provides financing to municipalities for improvements to waste water treatment facilities; HOME program, which provides grant funds to develop low-income housing; and Low Income Housing Tax Credit Program.

Arkansas Soil and Water Conservation Commission
Provides information about and applications for financing assistance programs for water conservation, development and management.

Asian Development Bank
Includes information about official and commercial co-financing and guarantees for large infrastructure projects; profiles of public and private sector projects under consideration for direct financing by ADB, for which co-financing is being sought; private sector development information; and private sector project profiles. Provides information about LIBOR-based loan products offered by the bank, including conversion guidelines and indicative lending rates; glossary.

B

Bank and Thrift Rating Services for Consumers
Lists Web-based and other bank rating services, which cover banks, bank holding companies, savings and loans, and savings banks. These services usually assign each institution a letter grade or numerical ranking to indicate the safety or soundness of the institution. Provides address, phone number and Web link; product cost and description; types of institutions covered, and rating method used.

Banks, Commercial Lenders

U.S. bank and commercial lender Web sites typically provide information about their individual, small business and corporate banking services, including loan programs for real estate financing and project finance. Some provide loan terms, conditions and underwriting criteria. Some also provide online loan application forms or prequalification forms. Most Web sites include a branch locator and a list of contact names, with telephone numbers. International bank Web sites typically provide information about their corporate banking services, sometimes including their capabilities in specific project areas, such as power and infrastructure. Some include examples of past projects financed by the bank. Most list offices worldwide and provide contact names and telephone numbers.

BankSite
Registered users can access bank directory organized by state.

Banks of the World
Provides extensive list of U.S. and international banks organized alphabetically by country.

BetterBricks
Provides overview of financial programs and incentives for energy effective design and high performance buildings in the Pacific Northwest .

Building Trades Directory
Listings of lenders that offer mortgages and construction loans organized alphabetically by state.

BusinessFinance.com
Contains directories of commercial lenders, Small Business Administration lenders, commercial real estate lenders, equipment leasing sources, venture capital investment firms, and private (angel) investors searchable by type of funding and specific financing needs. Explains types of business loan capital, with links to financing options.

C

California Department of Boating and Waterways
Provides information about grants and loans available to public entities for construction of boating facilities and to public and privately owned marinas for planning, construction, rehabilitation or expansion of small craft harbors and boating facilities. Includes grant guidelines, applications and a sample Construction Loan and Operation Contract. Includes full text of the National Boating Infrastructure Grant Program.

California Department of General Services, Office of Public School Construction
Provides information about new construction and modernization grants; project apportionments and approvals; other funding information.

California Department of Housing and Community Development
Lists department loans and grants; posts notices of funding availability; provides development and planning information; loan and grant program directory. Contains Clearinghouse for Affordable Housing and Community Development Finance, a database of information on housing programs, government aid, private lenders and foundation grants. Each program listing identifies goals, eligible activities, types of funding, application deadlines and current funding availability. Database is updated monthly.

California Department of Water Resources
Division of Planning and Local Assistance provides program overview, eligibility guidelines, application evaluation criteria and loan terms for the Water Conservation Bond Law loans and grants programs.

California Housing Finance Agency
Contains loan terms, requirements, applications and other resources for multifamily new construction, acquisition/rehabilitation and special needs housing construction/rehabilitation programs. Includes information about permanent, bridge and pre-development loan programs and Architectural Processing Requirements. Provides information about Single Loan Reservation System that allows CHFA-approved lenders to lock in an interest rate on loans for both new construction and resale homes; lists CHFA approved lenders. Provides information about Self-Help Builder Assistance Program and list of non-profit builders.

California State Treasurer: Financing Boards, Authorities and Commissions
Provides links to state financing boards, authorities and commissions, including: Alternative Energy and Advanced Transportation Financing Authority, Educational Facilities Authority, Health Facilities Financing Authority, Industrial Development Financing Advisory Commission, Pollution Control Financing Authority, School Finance Authority, Tax Credit Allocation Committee, and Urban Waterfront Area Restoration Financing Authority. Web page for each authority usually provides financing program overview, applications and forms, regulations, and program documents.

California State Water Resources Control Board
Provides information about funding and loan programs, including for agricultural drainage, water quality, watershed protection, construction of wastewater treatment facilities, water recycling, groundwater improvement and protection, above-ground storage tanks, underground storage tank clean-up. Includes M/WBE participation guide, contract preparation guide, forms, project schedules and contract/grant summarie

California Technology, Trade and Commerce Agency
Financial Assistance provides program overviews, eligibility criteria, loan information, forms, schedules and contacts for infrastructure, community, small business, and other financing and funding programs. They include Infrastructure State Revolving Fund Program; Rural Investment Tax Exemption Program; SBA Certified Development Company (504) Loan Program; financing for childcare facilities; hazardous waste reduction loan; small business loan guarantee; and other programs. Lists participating financial institutions. International Business provides information about opportunities for California firms at the Beijing Summer Olympics of 2008 and exporting links.

Catalog of Federal Domestic Assistance
Online catalog of federal domestic assistance programs available to state and local governments; territories; public, quasi-public, for-profit and non-profit organizations and institutions; specialized groups; and individuals. Provides information on types of financial and nonfinancial assistance; uses and restrictions; eligibility requirements; application and award process; contacts; examples of funded projects; criteria for selecting proposals; and guidelines and policies.

C-lender.com
Online commercial loan center. Users can submit loan request to multiple lenders and receive rate and term information online. Contains database of 80 most active U.S. commercial real estate lenders, with contact information, property and loan types, minimum and maximum loan amounts, lending preferences and other information. Visitors can search a database of articles from “Commercial Lender,” a commercial real estate magazine.

Colorado Department of Labor and Employment
State Fund Section provides information about Petroleum Storage Tank Fund, which reimburses eligible applicants for allowable costs incurred in cleaning up petroleum contamination from petroleum storage tanks; consultant list; cost guidelines; policies; and forms.

Colorado Department of Natural Resources
Water Conservation Board contains water project construction loan program information.

Colorado Department of Public Health and Environment
Provides information, guidelines, contacts, application for Brownfields revolving loan fund.

Colorado Division of Housing, Department of Local Affairs
Contains information about financing programs for low- and moderate-income housing development, downloadable loan application and publications.

Colorado Housing and Finance Authority
Contains requirements, eligibility and compliance guidelines; fee schedule; loan terms; application process overview; contact numbers and informational packets for financing programs for the acquisition, rehabilitation and new construction of rental housing, including tax-exempt and taxable bond loans and Low Income Housing Tax Credit. Provides information about Business and Industry Loan Program offered to businesses in small communities, with loans used to finance real estate, equipment and machinery; Brownfields Revolving Loan Fund; CHFA Direct Loan Program for small businesses seeking financing for real estate and/or manufacturing equipment; Quality Investment Capital (QIC) Program for small businesses, which provides long-term financing for real estate, working capital and equipment; RENEW Colorado, which provides financing to businesses for waste diversion or recycling activities in their operations; and Rural Development Loan Program direct real estate loans.

Colorado Office of Archaeology and Historic Preservation
Provides information and forms for Preservation Tax Credits and State Historical Fund financing programs for historic preservation projects.

Commercial Finance Association
Association of asset-based financial services organizations. Visitors can search database of member financial institutions by type of funding, funding amount and state. Search retrieves address, contact information and financing profile.

Community Reinvestment Fund
Non-profit organization established to provide capital to community development lenders in low- to moderate-income communities. Provides information about loan services.

Community Transportation Association
“Transit Financing” provides information about Community Transportation Development Fund, which offers loans for improvement or expansion of transit programs in rural areas and raises capital through cooperative agreements with the Department of Agriculture, Small Business Administration and other agencies. Contains online guide to federal funding opportunities for community transportation providers; new funding announcements; articles.

Comptroller of the Currency, Administrator of National Banks, Community Reinvestment Act Information
Provides information about the Community Reinvestment Act, which was enacted to prevent redlining and to encourage banks and thrifts to help meet the credit needs of all segments of their communities, including low- and moderate-income neighborhoods. Contains database of Community Reinvestment Act performance evaluations searchable by bank name, state or performance rating; listings of bank evaluations coming due by fiscal quarter; monthly evaluation lists since 1996; annual surveys of credit underwriting practices; CRA regulations; guides and other data.

Connecticut Department of Economic and Community Development
Contains information about federal and state financing programs and a list of local organizations that provide financing for regional and local projects. Provides program overviews, eligibility guidelines, funding information and other resources for housing finance programs and a listing of local housing authorities. Includes Small Cities Community Development Block Grant Program information, with recent grant releases by city; brown fields funding program information; housing programs legislation and affordable housing appeals regulations.

Connecticut Development Authority
Contains list of lending partners, information about loan programs for machinery, equipment or real estate financing, and applications and publications.

Connecticut Economic Resource Center
“Program Finder” includes links to financing programs and agencies and organizations that provide contact information and details about financial assistance options. Business owners can review information and download brochures about business tax incentives.

Connecticut Housing Finance Authority
Provides information about multifamily and tax-credit financing programs.

Consultative Group to Assist the Poor

Consortium of 28 public and private development agencies working to create permanent financial services for the poor in developing countries through microfinance. Provides information and publications about microfinance and other financing mechanisms.

Council of Development Finance Agencies
National association comprised of public, quasi-public and private companies involved in municipal and development finance. Contains information about industrial development bonds.

Credit Union National Association
Contains a credit union locator, information and publications about credit unions, monthly and yearly credit union statistics, and other resources.

D

Delaware Department of Natural Resources and Environmental Control
Brownfield Program provides information and application for Hazardous Substance Cleanup Loan Program for small businesses and non-profits conducting investigations and remediations. “Loans and Grants” provides information about loans and grants for wastewater facility planning, construction and underground remediation loan program.

Delaware Economic Development Office
“Business Resources” contains overviews of the Industrial Revenue Bond Financing program, Economic Development Loan program, Delaware Access program designed to assist banks in making business loans that are riskier than a conventional bank loan, and other financing programs and incentives.

Delaware State Housing Authority
General information and contact numbers for financing and financial assistance programs for affordable housing projects.

Department of Agriculture Rural Housing Service
Provides information about loans and grants available to developers for the construction and renovation of multi-family housing facilities and community facilities in rural areas. Includes eligibility guidelines, intended fund uses and overview of the application process. Provides links to Rural Development Field Offices that offer detailed information about loan programs and applications for financial assistance; state rural development offices. Provides rural development regulations, procedures, handbooks and forms.

Department of Agriculture, Rural Utilities Service
Provides rates, terms, eligibility guidelines, policies and application procedures for electric, telecommunications and water infrastructure development programs. Includes RUS notices published in the Federal Register of interest to electric program borrowers; loan regulations. Lists Electric Program borrowers by state.

Department of Commerce, Economic Development Administration
Established to provide financial and other assistance to distressed communities by implementing economic development and revitalization strategies. Contains revolving loan guidelines and manuals; requirements for construction projects; overviews of the pre-application and application processes; information about funding programs, grant requirements; funding availability notices; statutes and regulations. Tools of the Trade gives examples of projects, provides context, planning requirements and types of economic development assistance. Economic Development Directory provides contact information for economic development professionals by state.

Department of Energy, Energy Information Portal
“Financing” provides information about energy financing and incentives, including commercial building energy efficiency financing; renewable energy investment incentives; SBA loan programs for energy-related businesses; utility and federal, state and local government energy financing.

Department of Energy, Office of Energy Efficiency and Renewable Energy
“Financing” provides information about energy efficiency grants and financial assistance programs for small businesses, building industry, utility industry, state and local governments, and federal buildings.

Department of Housing and Urban Development
Provides information about grants, loans and tax credit programs available to agencies, organizations and companies involved in housing and other community development activities. Posts notices of funding availability. Includes list of grants and loans available; information on grant and loan eligibility, application process and requirements; technical guidance; and downloadable forms. Offers access to HUD’s official repository of policies, procedures and other materials; online databases of mortgage sales, approved lenders, projects approved for FHA financing and other data. Pages for lenders, multifamily industry, small businesses and other specific user groups gather HUD resources of interest to such groups. Provides information about capital financing for hospitals.

District of Columbia Department of Housing and Community Development
Lists assistance programs, including Construction Assistance, Distressed Properties Improvement, Housing Production Trust Fund, Low Income Housing Tax Credit and Multi-Family Housing Rehabilitation Loan. Provides links to development corporations; public and private assistance organizations.

District of Columbia Housing Finance Agency
Includes information about financing, tax credit, and loan programs available to developers of affordable and mixed-income housing in the District of Columbia; notices of funding opportunities.

E

Environmental Protection Agency
Environmental Finance Program provides information about financing programs for environmental activities. Can download “A Guidebook of Financial Tools: Paying for Sustainable Environmental Systems.”

European Bank for Reconstruction and Development
Can access “Financing with the EBRD” guide for companies and entrepreneurs seeking EBRD financing for projects in the region; information about co-financing and private sector financing; a guide to small- and medium-sized enterprise financing; project summary documents organized by country, sector or date; and project finance glossary. “Country and Sector” includes information about financing products and contacts.

European Investment Bank
Includes overview of the project financing process, general information about types of loans available, contact information, list of all projects since 2001, and overview of country-by-country financing activities.

Export-Import Bank
Independent U.S. government agency that helps finance overseas sales of U.S. goods and services in order to help U.S. exporters compete against foreign suppliers. Provides information about working capital, direct loan, guarantee, project finance and structured finance programs, including eligibility, financing terms, interest rates, fees and applications. Can fill out letter of interest online. Country limitation schedule lists conditions for financial support by country. Provides exposure fee online calculator and advice tables for medium- and long-term loans, guarantees and insurance. Can download technical handbook on working capital guarantee program, agreements, forms and brochures. Offers seminars for exporters and lenders. Lists working capital and medium- and short-term financing lenders.

F

FannieMae
Nation’s largest provider of funds for home mortgages and housing and community development. Information about affordable, conventional and equity financing for multifamily housing includes financing features, terms, underwriting, eligibility, and listings of affordable financing and lenders. “Housing and Community Development” provides information about rural housing, manufactured housing, employer-assisted housing and other community development loan plans.

Federal Highway Administration
“Innovative Finance” provides information about State Infrastructure Banks, which are investment funds at the state or regional level that make loans and provide other forms of credit assistance to public and private entities to carry out highway construction and transit capital projects. Includes SIB primer; FHWA guidance for administering the SIB pilot program; downloadable “Innovative Finance” newsletter issues that provide project highlights and SIB updates. Transportation Infrastructure Finance and Innovation Act Program includes program guide, applications, notices of funding availability, related laws and regulations, links to projects, and project credit risk assessments.

Federal Home Loan Bank System
Provides links to Web sites of the Federal Home Loan Bank’s 12 district banks. Those sites include information about community investment programs and initiatives, financing products and services, rate sheets, membership directory, and other resources. Provides information, regulations and statistics for affordable housing program and information about economic development programs and standby letters of credit. Contains monthly interest rate surveys.

Federal Railroad Administration
Railroad Rehabilitation and Improvement Financing program provides loans and loan guarantees for acquisition, construction, improvement and rehabilitation of intermodal or rail facilities and equipment, including track, components of track, bridges, yards, buildings and shops.

Federal Reserve Board, Community Reinvestment Act
Provides information about the Community Reinvestment Act, which was enacted to encourage depository institutions to meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. Provides database of Community Reinvestment Act bank performance ratings searchable by name of bank, city and state, with performance rating. This database contains information mainly on state-chartered banks that are members of the Federal Reserve.

Federal Transit Administration Budget Information
Contains overview of federal funds made available to Federal Transit Administration, U.S. transit agencies, state Departments of Transportation, and metropolitan planning organizations for transit purposes.

Florida Department of Community Affairs, Division of Housing and Community Development
Provides information about Community Services Block Grant, Community Development Block Grant and other financing programs.

Florida Department of Environmental Protection
Provides information about State Revolving Loan Fund for wastewater, drinking water, stormwater and water supply restoration projects; lists current rates.

Florida Department of Transportation, State Infrastructure Bank
Includes program overview, links to applicable statutes, application format guidelines, loan agreements, and list of approved projects and finance plans.

Florida Division of Historical Resources, Bureau of Historic Preservation
Provides information about historic preservation grants for restoration of historic structures and buildings.

eFlorida
Small Business provides tax and incentive information; links to directories of financial institutions. Florida Resource Directory is a searchable database of financing and other assistance programs for local communities.

Florida Housing Finance Corporation
Contains fact sheets, rules, application forms, notices of funding availability, current year’s scores, and other resources for SAIL, SHIP, HOME, Housing Credit, predevelopment loan and other multifamily development financing programs.

Florida Resource Identification Strategy
Database of information on potential funding sources for disaster preparedness, response, mitigation, recovery and long-term redevelopment projects from federal, state and other services.

Freddie Mac
Provides information about mortgage products for acquisition, refinance, rehabilitation and construction of multifamily apartment buildings, including eligibility, minimum and maximum loan amounts, terms, conditions, requirements, fees, and downloadable guides and forms. “Financial and Housing News” contains quarterly economic and housing forecast; quarterly housing and refinance survey; weekly mortgage rate survey; quarterly conventional mortgage home price index; economic and housing forecast; and housing and refinance survey. Lists approved Program Plus lenders; offers Multifamily E-Guide free to Program Plus lenders and by subscription to others; provides E-Guide forms, opinion letters, electronic documents and mortgage statistics.

G

Georgia Department of Community Affairs
Contains information about Community Development Block Grant, HOME, CDBG Loan Guarantee, Downtown Development Revolving Loan Fund, Affordable Rental Housing Development Financing and other financing programs. Visitors can download Office of Affordable Housing Development application, instructions and allocation data. Office of Economic Development provides information about Downtown Development Revolving Loan Fund and Economic Development Financing Packet, with facts about federal, state and local financing programs for businesses in or relocating to Georgia .

Georgia Environmental Facilities Authority
Provides loan applications, sample application letters, loan requirements and loan rates for State Revolving Loan Fund programs; water and wastewater Georgia Fund, emergency loan and construction loan programs; and energy, solid waste and underground loan programs.

GovLoans.gov
Gateway to government loan information created by five federal agencies: Department of Agriculture, Department of Education, Department of Housing and Urban Development, Department of Veterans Affairs and Small Business Administration. Provides loan information, requirements, application process and contact directory; information about business loans; and business resources.

Grants.gov
Allows organizations to electronically find and apply for competitive grant opportunities from more than 900 grant programs offered by the 26 federal grant-making agencies. Can search for grants by number, date, keyword, agency and other criteria; download grant application package and instructions; complete and submit applications online.

Great American Station Foundation
Non-profit organization with the mission of revitalizing communities through new construction or conversion and restoration of existing rail passenger stations. Provides overview of the grants program, yearly lists of grant winners, and information about transit and station-oriented development initiatives.

H

Hawaii Department of Business, Economic Development and Tourism
“Investing in Hawaii ” provides information about business partnerships and Enterprise Zones Program. “Planning and Community Development” provides links to development authorities. Office of Planning provides “Conservation Options Handbook: Summary of Financial and Technical Assistance Programs for the Conservation of Natural Resources.” Provides Hawaii Emergency Loan Program for Businesses application and Hawaii Capital Access Partnership Program lender list.

Hawaii Resort and Infrastructure Consultants
Department of Business, Economic Development and Tourism’s Business Development and Marketing Division provides list of Hawaii project financing firms accompanied by address and phone numbers, brief description of services and list of past projects.

Hawaii Strategic Development Corporation
This state agency was created to promote economic development by providing investment capital to businesses. Provides overview of indirect investment policy, investment process, seed capital program and venture capital program.

Housing and Community Development Corporation of Hawaii
Provides information about interim and permanent financing as well as financial incentives and support programs available to housing developers. Includes information about Rental Housing Trust Fund, which provides “equity gap” low-interest loans or grants to qualified owners and developers of affordable housing units.

Housingfinance.com
Web site of the “Affordable Housing Finance” and “Apartment Finance Today” publications. Visitors can order back issues and current year’s “Apartment Finance Sourcebook” online. Subscribers can search affordable housing and community development directory online. Provides links to state and local housing authorities.

I

Idaho Department of Commerce
Provides handbooks, manuals, application forms and other resources for the Community Development Block Program.

Idaho Department of Water Resources
Contains eligibility criteria, loan terms, application process overviews and forms for Energy Division loans to the commercial/industrial sector, to renewable resource projects, and to government, school, hospital and health-care facilities. Includes information and forms for Water Resources Board financing programs for water projects.

Idaho Housing and Finance Association
Provides information about multifamily development financing, such as permanent loans, construction loans, subordinate financing, Housing Tax Credit and other programs. Visitors can download brochures and applications.

Idaho Local Highway Technical Assistance Council
Provides information about local funding programs for highway construction projects.

Illinois Department of Commerce and Economic Opportunity
Provides eligibility criteria, overview of application process and submission requirements for public infrastructure development funding programs and information about loan programs for large and small businesses.

Illinois Development Finance Authority
Provides information about development participation loans, rural development loans and title IX revolving loans.

Illinois Environmental Protection Agency
Bureau of Water provides information and application forms for financial assistance programs available to help implement local water projects.

Illinois Historic Preservation Agency
Provides information about financial incentives for historic building rehabilitation.

Illinois Housing Development Authority
Contains program guidelines, important dates, underwriting guidelines and examples of recent projects for the HOME, Trust Fund, Low-Income Housing Tax Credits and Multifamily Financing programs. Visitors can request program applications online.

Independent Community Bankers of America Member Banks
Visitors can find member bank’ address, telephone number, contact information and Web site link (when available) by bank’s name, city and state, or ZIP code.

Indiana Bond Bank
Provides information, fee schedules and applications for the Bond Anticipation Note program, which assists communities in issuing interim financing for construction projects; Water Utility Revenue Bond program; Equipment Lease Purchase program; and other financing programs.

Indiana Department of Environmental Management
Office of Water Quality provides information about water grants and Revolving Loan Program.

Indiana Development Finance Authority
Provides information about Capital Access, Brownfields Redevelopment, Volume Cap, Tax-Exempt Bond, Small Bond and Loan Guaranty programs. Program resources include applications, guidelines, award listings and participating bank listings.

Indiana Economic Development Council
IEDCNET links to Toolbox Guide to Development Funds, which lists Indiana community and economic development funding programs.

Indiana Housing Finance Authority
Contains overview of and applications for the Rental Housing Tax Credit program and the Housing from Shelters program that provide grants and loans for rehabilitation or new construction of affordable housing.

Indiana Port Commission
Provides case studies and information about development financing.

Inter-American Development Bank
Private Sector Department provides project database; information about structured and corporate finance lending; political risk and credit guarantees; and capital markets initiatives.

International Council of Shopping Centers, Industry Yellow Pages
Under Financing Services, contains listings of organizations providing financing, with contact information and description of services.

International Finance Corporation
A member of the World Bank, IFC is a source of loan and equity financing for private sector projects in the developing world. Includes information about financial products and sources of project finance; IFC financing application guide; guidelines on preparing investment proposals; an overview of the project cycle; and Summary of Project Information database with information on sponsors, shareholders, project cost and purpose, and environmental issues. Environmental Finance Group welcomes investment proposals seeking IFC financing for private-sector projects in developing countries with specific environmental benefits.

International Project Finance Association
International non-profit organization promoting and representing the interests of those involved in project finance. Can access membership directory; upcoming events. Infrastructure Review quarterly and library of project finance articles are available to members only.

International Union for Housing Finance
Provides information about trends in housing finance and mortgage lending from around the world. Includes business development opportunities forum, country-specific trend reports and list of publications available to order.

Iowa Department of Economic Development
Division of Community and Rural Development provides information about and applications for the Rural/Community Planning Development Fund, Revitalization Assistance for Community Improvement Grant Program, Housing Fund and Local Housing Assistance Program; financing program documents.

Iowa Department of Natural Resources
Water Quality Bureau provides information, forms and participating lender list for the Onsite Wastewater Loan Program and Drinking Water State Revolving Fund Program. Resource Enhancement and Protection Program provides information about Historical Resource Development Program; Open Space Acquisition and Development Fund.

Iowa Department of Transportation
Iowa DOT Funding Guide contains information for local governments, organizations and individuals on funding assistance from DOT.

Iowa Finance Authority
Contains program overviews, eligibility guidelines, applications, loan terms, and other resources for Low-Income Housing Tax Credits, Multifamily Preservation Loans, Mainstreet Revitalization Loans, Senior Living Revolving Loan Fund, construction loans for development of affordable single-family housing and other economic development programs. Provides information about environmental programs that finance underground petroleum storage tank improvements; State Revolving Fund to assist in upgrading or constructing local wastewater and drinking water projects; local housing assistance programs; and Correctional Facility Program created to finance the construction or renovation of correctional facilities.

Iowa State Historical Society of Iowa
Provides information, guidelines and applications for historical preservation grants and federal and state tax credits.

K

Kansas Department of Commerce and Housing
Provides information about business assistance, housing development and community development financing programs, applications, data and documents. Includes Community Capacity Building Program procurement and contracting requirements, planning standards and list of qualified planners.

Kansas Department of Transportation
Provides application for the State Rail Service Improvement Fund; information about Local Rail Freight Assistance and Rail Rehabilitation and Improvement funds.

Kansas Development Finance Authority
Contains information about Kansas Equity Fund, which utilizes federal tax credits allocated to Kansas for low-income, multi-family rental housing; IMPACT program, under which Kansas Department of Commerce and Housing offers assistance to businesses in constructing, renovating or equipping business facilities and with other capital investment costs; educational facilities, healthcare facilities and state project bond financing programs. Provides application packages and fee schedule.

Kansas State Historical Society
Provides information about historic building preservation grant and tax incentive programs; historical survey; assessment guide and guidelines.

Kentucky Cabinet for Economic Development
New Business contains information about business finance and tax incentive programs developed by the Kentucky Economic Development Finance Authority and provides a downloadable Kentucky Business Incentives fact sheet. Contains a listing of federal, state and regional government programs for land acquisition, building construction and capital equipment and provides program overviews, contact information, eligibility requirements, loan terms and availability. Provides links to other sources of financing, such as investment banks, venture capital firms and regional banks.

Kentucky Department for Environmental Protection
Division of Waste Management provides information about Petroleum Storage Tank Environmental Assurance Fund and Superfund, Brownfields programs. Division of Water provides information about Drinking Water and Clean Water State Revolving Fund

Kentucky Housing Corporation
Provides information and contact numbers for rental housing production financing programs and the Housing Development Fund; HOME Program manual; Nonprofit Housing Production and Repair Program guidelines and procedures; and Community Housing Development Organization program policies and application form.

Kentucky Infrastructure Authority
Contains program and loan information for Waste Water Revolving Fund, Infrastructure Revolving Fund and Solid Waste Revolving Fund; project profiles; regulations.

Kentucky Natural Resources and Environmental Protection Cabinet
Division of Water contains Drinking Water State Revolving Fund documents, notices and regulations.

L

LoopLender
Online commercial real estate loan origination service that allows brokers and borrowers to compare current market rates and termsheets; submit a single loan application to lenders selected by the borrower/broker; and receive a direct response from the lenders within two business days.

Louisiana Department of Economic Development
Provides information about small business loans, government contract loans, investment programs, and other loan and investment programs. Provides loan terms, eligibility requirements, limits, use guidelines and fees.

Louisiana Department of Transportation and Development
Public Works Design Unit provides information about Ports Construction and Development Priority Program and Capital Outlay Bond Program. Transportation Enhancement Program provides program manual, applications and project list.

Louisiana Division of Administration
Office of Community Development contains consolidated plan, applications and grant listings for the Community Development Block Grant Program.

Louisiana Housing Finance Agency
Offers information about rental and affordable housing development financing programs. Developer’s Page contains downloadable qualified allocation plan, applications, required certification forms and other information.

Louisiana Infrastructure Information Center
Contains database that assists state agencies with decisions concerning grant and loan requests for projects. Database is searchable by parish, agency and type of type of infrastructure, including bridges, buildings, drainage, health, sewer, water, roads, lands, transportation, economic development, environmental protection and safety.

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Maine Bureau of Parks and Lands
Provides information about grant program for public boating facilities acquisition, development and improvement.

Maine Business Works
Contains database of local financing programs and business loans.

Maine Department of Environmental Protection
Bureau of Land and Water Quality provides information and applications for grants and loans available for water-quality planning activities; construction, expansion and rehabilitation of wastewater treatment facilities; and replacement of malfunctioning septic systems.

Maine Historic Preservation Commission
Provides information about grants and tax incentives for preservation and rehabilitation of historic buildings.

Maine Office of Community Development
Provides overviews, applications and project development materials for Economic Development Infrastructure, Public Infrastructure, Public Facilities, Downtown Revitalization, Housing Assistance, Pine Tree Development Zones Economic Development, Interim Finance, Project Development Planning and Community Planning grant program

Maine State Housing Authority
Includes information about housing development programs and list of local housing authorities.

Maryland Aviation Administration
Provides information about state airport improvements and assistance to private airports program.

Maryland, Comptroller of 
Provides information about Green Building Tax Credit intended to aid businesses that construct or rehabilitate buildings which save energy and mitigate environmental impacts and Heritage Structure Rehabilitation Tax Credit.

Maryland Department of Business and Economic Development
Data Center provides information about financing and tax incentive programs.

Maryland Department of the Environment, State Revolving Loan Fund
Provides loan terms, application forms, information and project lists for Drinking Water Revolving Loan Fund and Water Quality Revolving Loan Fund. Includes Borrower’s Program Manual, project priority list and intended use plan information.

Maryland Department of Housing and Community Development
Provides information about home improvement, preservation, housing development and urban revitalization programs; Low-Income Housing Tax Credit; group home financing; Multi-Family Bond financing; rental housing and other affordable housing financing programs. Includes application kits, fact sheets, recent awards/recipients lists, priority lists, allocation plans and Multifamily Rental Financing Program Guide. Provides information about Capital Access small business credit enhancement program and other business assistance programs.

Maryland Department of the Environment
Contains instructions, form and checklist for Small Business Pollution Compliance Loan Program, which assists businesses upgrading or replacing equipment to reduce air pollution and to aid qualifying businesses with environmental permitting and compliance.

Maryland Energy Administration
Provides information about Green Building Tax Credit, Community Energy Loan and State Agency Loan programs for energy conservation construction or improvements.

Maryland Historical Trust
Office of Preservation Services provides information about historic preservation grant, loan and tax credit programs.

Maryland Smart Sites
Online information source for publicly owned redevelopment opportunity sites located in designated growth areas. Typically underutilized, abandoned or idle, including brownfields and grayfields, sites are eligible for state incentives and assistance. Provides overview of incentive program; can search property database.

Massachusetts Business Development Corporation
Provides Brownfields Redevelopment loan information for developers and lenders. Lists recently funded loans for business, SBA, Capital Access Program, Community Investment, mezzanine and Recycling Loan Fund loan programs; provides loan forms. Capital Access Program lists participating banks.

Massachusetts Community Development Finance Corporation
Provides financing for small businesses, real estate projects and community development programs in low- and moderate-income communities. Provides program information and application forms.

Massachusetts Community Economic Development Assistance Corporation
Provides information, forms and guidelines for housing development, workforce development and child care capital financing programs.

Massachusetts Department of Business and Technology
Office of Business Development provides information on economic development assistance program and forms.

Massachusetts Department of Housing and Community Development
Provides information about housing development financing programs.

Massachusetts Development Finance Agency (MassDevelopment)
Contains information about predevelopment assistance, large-scale real estate development financing, bond programs, tax-exempt lease/purchase financing, Brownfields redevelopment and direct loan/guarantee programs. Provides application forms; examples of recent transactions; financing and other incentive information for Devens business development region.

Massachusetts Health and Educational Facilities Authority
Provides information about capital strategy loans, bond issuances, pool loans, energy conservation financing and other programs.

Massachusetts Housing Finance Agency
Includes list of financing programs; provides information about Low Income Housing Tax Credit program, bridge loans, current interest rates, overview of loan application process, fee schedule and applicable guidelines and requirements. Developers can download site approval application, instructions and one-stop application for a variety of funding sources.

Massachusetts Housing Partnership Fund
Provides information about Technical Assistance Fund designed to assist communities and affordable housing developers to test project feasibility and answer predevelopment technical questions. Offers information and term sheets for pre-development loan programs, permanent loan and bridge loan programs, and information about a combined package of construction and permanent financing for affordable multifamily housing.

Massachusetts: Metropolitan Boston Housing Partnership
Provides information and documents for Clean Water and Drinking Water Revolving Funds and small business pollution prevention loans.

Michigan Department of Environmental Quality
Provides information and documents for Clean Water and Drinking Water Revolving Funds and small business pollution prevention loans.

Michigan Department of Transportation, Office of Projects and Programs
Transportation Economic Development Fund provides eligibility criteria, online application, application forms, letter of interest, instructions for applicants and contact information. Transportation Enhancement Program provides instructions for applicants, eligibility criteria, project maps, funded project listings, online and downloadable applications. Michigan Rail Loan Assistance Program contains program overview and application form.

Michigan Economic Development Corporation
Provides general information about financing programs available to Michigan businesses.

Michigan, Energy Office of
“Industrial Energy Efficiency” lists grant, contract and incentive opportunities for energy efficiency projects.

Michigan Housing Development Authority
Provides information about financing programs, including Low Income Housing Tax Credit, Tax-Exempt Apartments for Michigan, Multifamily Housing Development, Community Development Block Grant and Office of Community Development. Includes information on
Contractors Assistance Program, which provides working capital loans of up to $50,000 to small contractors selected to work on MSHDA rental housing projects. Contains unified application instructions and Qualified Allocation Plan.

Michigan State Historic Preservation Office
Provides information about and forms for grants and tax incentives for historic building preservation.

Minnesota Department of Agriculture
Finance provides information about agricultural improvement, farm and other loans; information about Rural Finance Authority, which provides credit to farmers for improving farm facilities, other projects.

Minnesota Department of Commerce
Provides information about Petrofund founded to provide financial assistance to petroleum storage tank owners and operators for investigation, clean-up, upgrading and decommissioning costs. Includes statutes, regulations; application guide, forms; lists of registered contractors and consultants; enforcement actions; standard bid, RFP and invoice forms for storage tank-related work.

Minnesota Department of Health Environmental Health Division
Drinking Water Division contains information about Drinking Water Revolving Loan Fund; loans and grants for well construction, repair and sealing.

Minnesota Department of Transportation
Office of Investment Management provides Transportation Revolving Loan Fund information and requirements for construction contract approval. Office of Freight and Commercial Vehicle operations contains information about rail rehabilitation funding and capitol improvement loans from Minnesota Rail Service Improvement Program; application. Office of Aeronautics provides airport development funding programs information and forms.

Minnesota Housing Finance Agency
Consolidated Request for Proposals announces availability of funds for the development, construction, acquisition or rehabilitation of multifamily housing. Includes overviews of the RFP and application processes; Multifamily RFP guide; application packet; information about rental and multifamily housing development programs; compliance manual; awards list for the Housing Tax Credit Program.

Minnesota Office of Environmental Assistance
Provides eligibility requirements, use guidelines, contact information and overview of the application and review process for environmental assistance grants and loans; information about energy efficiency financing.

Minnesota Pollution Control Agency
Provides Water Pollution Control Revolving Fund funding information and intended use plan; small business environmental improvement loan eligibility criteria, loan terms and application process overview.

Minnesota Rural Water Association
Provides information about Interim Public Projects Construction Finance Program from the Minnesota Rural Water Finance Authority; FAQs; loan process and terms; borrower letter; and application form.

Mississippi Department of Archives and History
Historic Preservation provides information about project review and tax incentives.

Mississippi Department of Environmental Quality
Grants, Loans provides information about wastewater and water loan programs. Brownfields Groundwater Assessment and Remediation Division provides information about Brownfields Revolving Loan Fund.

Mississippi Development Authority
Provides information about financing programs available through the Mississippi Business Finance Corporation, Department of Economic and Community Development, and local units of government, including Airport Revitalization Revolving Loan Program; Port Revitalization Revolving Loan Program; Economic Development Highway Program; Access Road Program; Energy Investment Program; Capital Improvements Revolving Loan Program; Freight Rail Service Projects Revolving Loan Program; Community Development Block Grants; energy loans.

Mississippi Home Corporation
Provides information about multi-family financing programs, including HB 530 Construction Fund established to provide financing for the construction of low- to-moderate income single-family residential housing; Financial Institutions Housing Opportunity Pool; Housing Tax Credits; and Affordable Housing Development Fund. Contains “Guide to Understanding the Housing Tax Credit Program”; application; recipient lists; annual owner certification package.

Missouri Department of Agriculture
Small Farm Assistance provides information about Value-Added Loan Guarantee, Single-Purpose Animal Facilities Loan Guarantee and Animal Waste Treatment System Loan programs for farm development. Financial Assistance provides information and applications for development grants in rural communities.

Missouri Department of Economic Development
Contains summaries, applications and documents for business financing programs available through DED; descriptions of federal, state and local business financing programs; and directory of banks by county. Public Infrastructure Financing provides information about Transportation Development Tax Credit, Infrastructure Tax Credit and Industrial Infrastructure Grant programs. Community Development Group provides information about grant and tax credit programs for infrastructure improvement, housing and community facilities. Dry Hydrant Tax Credit program offers tax credits for the installation of a dry fire hydrant system for fire protection.

Missouri Department of Natural Resources
Provides program summaries and contact information for tax credits, exemptions, loans and grants available to private and public entities. State Historic Preservation Office provides forms and information for historic preservation grants, rehabilitation tax credits and Historic Preservation Revolving Fund. Energy Center provides energy efficiency loan packet. Environmental Improvement and Energy Resources Authority provides information about State Revolving Fund and energy efficiency loans.

Missouri Development Finance Board
Contains information and application forms for Industrial Revenue Bond, Infrastructure Loan, Public Entity Infrastructure Bond Financing, and other financing programs; statutes and bylaws; board meeting schedule and minutes.

Missouri Health and Educational Facilities Authority
Provides information about Higher Education Working Capital Loan and other financing programs; policies and practices; applications; fee schedules.

Missouri Housing Development Commission
Contains information about rental housing financing programs, list of funded developments, notifications of fund availability, and downloadable handbooks, program guidelines, samples, forms, limits and checklists; lists approved lenders.

Missouri Public Service Commission
Provides operating procedures and application for the Small Private Water and Sewer Company Revolving Loan Fund Program.

Montana Department of Commerce
Economic Development Division offers business assistance programs, including Small Business Development Centers and business finance and incentive programs. Facility Finance Authority provides information about financing programs. Housing Division section contains information on single-family, multi-family and elderly housing programs; provides applications.

Montana Department of Commerce, Board of Housing
Provides information and downloadable applications for the multifamily housing development and HOME financing programs.

Montana Department of Environmental Quality
Contains information about financial assistance programs for energy efficiency and drinking water and wastewater facilities projects; uniform application for state public facility projects.

Montana Department of Natural Resources and Conservation
Provides information about loans and grants for conservation and resource development projects.

Moody’s Investor Service
Contains rating actions, rating lists, sourcebooks, pre-sale reports, special reports, watchlists, and rating definitions and methodologies for project finance loans and bonds, bank loans, individual banks worldwide, and U.S. public finance debt issuers.

Mortgage Bankers Association of America
Online buyer’s guide contains industry directory searchable by service, state, ZIP code or alphabetically by name. “Residential Finance” includes rates, industry updates, issue papers, predatory lending resource center and lender resources. “Commercial and Multifamily Finance” includes industry news, surveys, documents, forms, rules, issue papers, legislative updates, listings of commercial mortgage bankers by state and mortgage glossary.

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NAIOP 2002 Capital Connection: Your Guide to Who’s Who in Finance
Journal of the National Association of Industrial and Office Properties (NAIOP) provides this annual survey of banks and other financing entities that includes contact information, types of financing provided, lending criteria and other information.

National Association of Development Organizations
Economic Development Finance Service Program contains information about revolving loan funds and offers related publications for sale.

National Association of Home Builders
Provides links to housing finance and affordable housing resources, including government agencies, organizations and publications.

National Association of Housing and Redevelopment Officials
Provides legislative and financial information about HOME, housing production, Community Development Block Grant and other financing programs.

National Association of Industrial and Office Properties, Development Magazine
Can view archive of Inside Finance columns.

National Community Capital Association
National membership organization of community development financial institutions (CDFIs). Contains information about types of CDFIs, types of financing available through them and a CDFI locator. Visitors can download publications and sample documents, such as loan applications, loan documents, and policies and procedures.

National Cooperative Bank
Financial institution that fosters growth of cooperative endeavors nationwide. Provides information about multifamily financing programs for housing co-ops and community associations and about commercial real estate financing for office buildings, rental housing, retail strip centers, industrial and mixed-use properties. Provides information about community development financing for affordable housing and assisted living, education and health-care facilities.

National Council for Public-Private Partnerships
Can view case studies, download papers and speeches on public-private partnerships and related issues, including “Performance-Based Contracting for the Highway Construction Industry” and “Privatization Financing Alternatives: Blending Private Capital and Public Resources for a Successful Project.”

National Council of State Housing Agencies
Contains links to State Housing Finance Agencies. Lists books on housing tax credit and related topics available for sale.

National Equity Fund
Created to promote affordable housing development through syndication of low-income housing tax credits. Lists projects, community development partners and investors.


National Financial Services Network
Directory of information about financial companies and their products and services. Visitors can select state and financial service/product, and then retrieve list of financial companies and banks offering such service, with telephone numbers and Web links.

National Housing Conference
Includes Affordable Housing Clearinghouse, a compilation of links to affordable housing and community development resources.

National Housing and Rehabilitation Association
Provides links to information on federal public housing redevelopment, assisted housing and tax credit programs; related laws, reports, documents; IRS and other forms; HUD resources.

National Mortgage News Statistical Data
Contains statistical data on top mortgage originators, top services and subscribers, housing starts and home sales, and links to news resources for the mortgage industry. Visitors can browse a Mortgage Originator Database that contains production information for 7,789 mortgage originators.

National Multi-Housing Council
Lists member lenders and mortgage brokers.

Nebraska Department of Aeronautics
Contains information about state aid grants for planning and construction of public-use aviation facilities, project priority evaluation guide, and checklist for state grants documents. Describes no-interest loans for hangars, fuel systems and aerial applicator aprons and grant program to seal existing airport pavement.

Nebraska Department of Economic Development
Nebraska Databook provides links to business finance programs. Community and Rural Development Division provides links to community development, housing and economic development programs, including grant and loan programs; application forms and guidelines; and program reports and publications.

Nebraska Department of Environmental Quality
Provides information, applications and reports for the Clean Water State Revolving Loan Fund, which offers low-interest loans and small community matching grants to municipalities for construction of wastewater treatment facilities and sanitary sewer collection systems. Leaking Underground Storage Tanks Program provides information about reimbursement fund and reimbursement guidance manual.

Nebraska Department of Natural Resources
Resource Management Funds provides information about Resources Development Fund, Small Watersheds Fund, Water Quality Fund and Water Well Decommissioning Fund.

Nebraska Energy Office
Provides information and loan forms for low interest loans available for energy efficiency improvement and waste minimization projects.

Nebraska Investment Finance Authority
Contains program overviews, eligibility guidelines, application forms, instructions and other resources for Agricultural Infrastructure Development, Industrial Development, Low Income Housing Tax Credits, Infrastructure Loan Guarantee and Tax Exempt Bond Financing programs.

Nevada Department of Environmental Protection
Bureau of Water Pollution Control provides information about financial assistance and grants for water projects.

Nevada Housing Division
Provides “Developer’s Guide to the Low Income Housing Tax Credit,” Low-Income Housing Tax Credit allocation plan, list of applications and reserved tax credits, and application packet. Also includes HOME program criteria and consolidated plan; Multi-Family Project Bond Financing program list of credit enhancers, application and timeline for bond financing; and Low-Income Housing Trust Fund developer information and applications.

Nevada Office of Business Finance and Planning
ontains program overview; eligibility guidelines; terms; application process overview; statutes and regulations; project list; and application packet for the Nevada Industrial Development Revenue Bond Program.

New Hampshire Business Finance Authority
Provides information about loan and guarantee programs, industrial development bond financing; lists banks participating in loan programs; lists prospective bond purchasers.

New Hampshire Business Utility Service Gateway
Lists state and local financing agencies and resources, with brief descriptions of programs, services, and contact names and numbers.

New Hampshire Community Development Finance Authority
Provides information about the Community Development Investment Program and other community development assistance programs; eligibility criteria; application form and instructions; list of projects.

New Hampshire Department of Environmental Services
Contains information about environmental grants and loans.

New Hampshire Housing Finance Authority
Information about multi-family housing development programs includes program description, eligibility guidelines, program rules, downloadable applications, allocation figures and other data. “Frequently Requested Data” provides list of participating lenders; tax credit allocation plans; reservations; income limits.

New Hampshire NHeCONOMY: Business Services for the State of the New Economy
“Taxes and Financing” lists financial assistance resources, financing programs, funding sources; provides addresses, telephone numbers, e-mail addresses and URLs.

New Jersey Business Resource Center
Provides descriptions, eligibility guidelines, financing terms, fees and contact information for state financing programs. “Company Listings” lists top venture capital firms, investment brokers, SBA lenders, venture capital companies, and commercial and savings banks.

New Jersey Casino Reinvestment Development Authority
Agency created to reinvest a portion of casino tax revenues in housing and economic development projects statewide. Provides application process overview, eligibility criteria, project document requirements and fees.

New Jersey Department of Community Affairs, Division of Housing and Community Resources
Lists programs; provides information about grants; includes forms, applications and RFPs. “Forms” includes fact sheet and application for Pre-Development Loan Partnership Program; Small Cities Community Development Block Grant Program forms.

New Jersey Department of Environmental Protection
Grants and Loan Catalog lists grants and loans available to businesses and agencies, including for planning and design, infrastructure and construction. Division of Water Quality, Municipal Finance and Construction Element provides information about federally funded programs for the planning, design and/or construction of wastewater, drinking water and stormwater/nonpoint source management programs. Site Remediation Program provides information about loans and grants.

New Jersey Economic Development Authority
Provides information and contact numbers for bond financing, loans and loan guarantees; small-, medium- and women-owned business financing; urban development; Brownfields redevelopment; and real estate development financing programs. Provides online applications and “Borrower’s Guide to Tax-Exempt Bond Financing Through the New Jersey Economic Development Authority.”

New Jersey Health Care Facilities Financing Authority
Provides information about financing programs; for-profit organization FAQs; lists active and recent financings.

New Jersey Historic Trust
Provides Preservation-Related Funding Assistance Guide; information about historic preservation grant and loan programs; funded projects list.

New Jersey Housing and Mortgage Finance Agency
Includes overview of Housing Authority Turnkey Construction Loan Program and other rental housing financing programs; eligibility guidelines, application instructions, fee schedule, forms and checklists. “Special Needs Housing” lists programs and types of loans available. “Assisted Living Financing” offers information for developers of assisted living residences and overview of underwriting guidelines, financing policy and documents required. “Tax Credits” provides information about Low Income Tax Credits Program, applications, allocations, notices, and lists of applicants and recipients.

New Jersey Redevelopment Authority
This independent state financing agency focuses on investing in neighborhood-based redevelopment projects. Provides information and guidelines for the Redevelopment Investment Fund, which provides working capital; interim, term and permanent loans for business and real estate ventures. Also provides information on real estate equity, loan guarantee and other forms of credit enhancements. Other programs include Urban Site Acquisition Program, Pre-Development Loan Program and Brownfields Redevelopment Initiative.

New Jersey State Library
“Programs and Services” provides information about Construction Bond Fund, including statutes, regulations, guidelines and application.

New Mexico Economic Development Department
Provides contact information for the Economic Development Representative, Business and Community Finance, who can be reached for information on financing opportunities and services. Lists general business and industry-specific financing and incentive programs; provides information about Industrial Revenue Bonds, real property business loans, Community Development financing.

New Mexico Environment Department
Construction Programs Bureau provides information on clean water, infrastructure, solid waste, rural communities, wastewater and other funding programs; Guidebook for Infrastructure Financing; uniform funding application.

New Mexico Mortgage Finance Authority
Contains information about multifamily housing development financing programs; HOME and Housing Tax Credit program forms; and program manuals.

New Mexico State Board of Finance
Provides program overview, regulations, forms, and request and allocation data for the Private Activity Bond Program, which provides tax-exempt financing of privately-owned public purpose projects, such as qualified residential rental projects, small issue industrial development bonds and a variety of exempt facilities, including sewage, solid waste and hazardous waste disposal facilities. Can search for current and past severance tax and general obligation bond projects.

New York City
Department of Housing Preservation and Development contains SHP Loan Program Guidelines for New Construction; Low-Income Housing Tax Credits program information, application and notice of funding availability; and Article 8A loan application.

New York City Housing Development Corporation
Provides detailed information about loan terms for affordable housing permanent loan program, middle income housing loan program, and 80/20 rental housing tax-exempt finance program. Lists completed or under construction projects financed by the HDC. Contains link to New York City Residential Mortgage Insurance Corporation, which provides mortgage insurance to eligible projects located in New York City .

New York Banking Department
Small Business information includes listings of public/nonprofit and private financing institutions that are sources of small business finance.

New York Department of Education, Office of Facilities Planning
Contains school financing information, articles, checklists and forms.

New York Department of Environmental Conservation
Green Building Initiative includes information about Green Building Tax Credit, which provides for tax credits to owners and tenants of buildings that meet certain green standards. Division of Environmental Remediation includes information about Brownfield grant programs.

New York Department of Health, Environmental and Occupational Health
Drinking Water Division includes information and forms for Drinking Water State Revolving Fund.

New York Division of Housing and Community Renewal
“Community Development” contains notices of funding availability, application forms, and full-text manuals for Low-Income Housing Tax Credit, Low-Income Housing Trust Fund, Housing Development Fund, HOME and other financing programs. The manuals include guidelines, requirements, and financing terms.

New York: Empire State Development Corporation
Provides information about financial incentives, tax incentives, loan discounts, financial incentives for energy efficiency projects, and other business assistance programs for businesses in the state of New York .

New York Office of State Parks, Field Services Bureau
Provides guide to historic preservation financial incentive programs.

New York State Canal System: Business Web Site
Lists funding and business opportunities in the form of state and federal grants and direct assistance programs for waterfront revitalization plans, economic development strategies and infrastructure development. Provides program overviews, eligibility requirements and contact information.

New York State Energy Research and Development Authority
“Programs” provides information about Energy Smart loan program, multifamily building loan fund, funding for energy-efficient rehabilitation of multi-family buildings, new construction financial incentives and Green Building Tax Credit.

New York State Environmental Facilities Corporation
Provides information, applications and other resources for water quality-related State Revolving Fund programs; for Industrial Finance Program, which provides financing to private entities for environmental projects; and for Financial Assistance to Business Program, which helps businesses cope with the cost of environmental protection compliance.

New York State Housing Finance Agency / State of New York Mortgage Agency
New York State Housing Finance Agency provides developer forms, information and contact numbers for multifamily financing programs, Manufactured Home Cooperative Fund, Permanent Housing For Homeless Families and credit enhancement programs. Contains notices of funding availability for affordable housing and information about project mortgage insurance for multifamily housing and retail shopping centers.

North American Development Bank
International financial institution established and capitalized in equal parts by the United States and Mexico and created under the auspices of the North American Free Trade Agreement (NAFTA) to finance environmental infrastructure projects. Provides quarterly status reports and summaries of project financing activities; information about financing programs and services.

North Carolina Clean Water Management Trust Fund
Provides information, application, application guidelines and list of funded projects for the Clean Water Management Trust Fund grants.

North Carolina Construction Grants and Loans
Non-regulatory section that operates as a financial and technical resource for publicly owned wastewater treatment facilities. Administers the federally funded Clean Water SRF (State Revolving Fund) Program and the NC Clean Water Revolving Loan and Grant Program. Provides funding list, technical guidance, application and instructions, construction information, and rules.

North Carolina Department of Commerce
Commerce Finance Center provides program overviews, eligibility guidelines and application forms for financial incentive programs, such as Industrial Revenue Bonds, Community Development Block Grants, Industrial Development Fund, Business Energy Loans, Rail Industrial Access Program and Industrial Access/Road Access Fund. Division of Community Assistance provides information about community development programs; consolidated plan that outlines programs funded by HUD.

North Carolina Department of Environment and Natural Resources
Financial Assistance provides information about coast and beach, energy, erosion and sediment control, waste reduction, Brownfields, water and wastewater aid and tax credit programs and about Clean Water State Revolving Grant, Clean Water Revolving Loan and Grant, and Water Resources Development Project Grant programs.

North Carolina Housing Finance Agency
Multifamily Rental Development program resources include application package and instructions; loan awards; site and market preliminary applications final scores; recent years’ Tax Credit and Rental Production program awards; Housing Tax Credits Compliance training.

North Dakota, Bank of
Provides qualification guidelines; loan terms; use requirements; information on application process and fees for business startup and small business financing programs, commercial loan programs, farm loan programs, Community Water Facility Revolving Loan Fund, Long-Term Care Facility Loan Fund and Developmentally Disabled Facility Loan Fund.

North Dakota Department of Commerce, Division of Community Services
Provides information and forms for community development financing programs.

North Dakota Department of Economic Development and Finance
“Business Toolkit” lists business funding programs; information about local, state and federal business assistance programs; information and application process overview for the North Dakota Development Fund.

North Dakota Department of Health, Environmental Health Section
Division of Municipal Facilities provides information about Drinking Water and Clean Water Revolving Loan Fund Programs.

North Dakota Housing Finance Agency
Contains application list, project list and application for the Low Income Housing Tax Credit Program and information about other multifamily programs.

North Dakota State Historical Society, Historic Preservation Division
Renaissance Zone development and historic rehabilitation tax credit program information includes program guidelines, application forms, link to federal rehabilitation standards, administrative code references, list of preservation contractors, eligibility criteria, eligibility evaluation form, and links to project examples.

Novogradac & Co., LLP’s Affordable Housing Resource Center
Lists federal housing finance-related agencies, state tax credit allocating agencies, national and regional housing associations, developers, debt and equity investors, lenders, property managers, industry publications, and other housing finance resources.

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Ohio Air Quality Development Authority
Clean Air Resource Center provides information about consulting, technical assistance and financing assistance for small businesses covered by the Clean Air Act; financing process overview; and online application.

Ohio Department of Natural Resources
Provides information about loan programs to assist dam owners in funding safety-related repairs and improvements. Contains a listing of lending institutions approved for Dams Safety Link Deposit Program.

Ohio Department of Transportation, State Infrastructure Bank
Contains program summary, policies and guidelines, loan approval process overview, environmental requirements, active projects list, project application, and disbursement forms. Rail Development Commission provides information about development and rehabilitation programs; funding application.

Ohio Environmental Protection Agency
Division of Drinking and Ground Waters contains Drinking Water Assistance Fund and Revolving Loan forms and guidelines. Division of Environmental and Financial Assistance provides information and forms for the Water Pollution Control Loan Fund and Village Capital Improvements Fund.

Ohio Historic Preservation Office
Provides information about historic preservation financing programs.

Ohio Housing Finance Agency
Provides program overviews, eligibility guidelines, dates, downloadable applications and other information for the Housing Credit, Affordable Housing Loan, Multifamily Bond, Housing Development Assistance, and Loan Guarantee programs; and tax credit compliance resources.

Ohio Water Development Authority
Provides financing to local governments for projects related to solid waste, water supplies and water pollution control. Lists loan programs and interest rates; provides loan information and forms.

Oklahoma Department of Commerce
Office of Community Development contains information on current year’s consolidated plan, including community development block grants and housing programs; energy retrofit loans; Main Street revitalization program information and award winner list; and Parks development project criteria and contacts.

Oklahoma Housing Finance Agency
Developers section contains information on the Housing Tax Credit Program offered to private developers as an incentive to build affordable housing; program rules and requirements; applications; latest five years of allocations; contact information. Includes HOME program information and application.

Oklahoma Water Resources Board
Provides information about and forms for the loan and emergency grant programs, which fund construction or rehabilitation of community water and wastewater projects; loan programs that provide federal Clean Water Act and Drinking Water Act funds for community wastewater and water treatment/distribution projects; and a rural grant program geared to the water/sewer project needs of Oklahoma’s small towns.

Oregon Aviation Department
Provides information about Pavement Maintenance and General Aviation (GA) Entitlement financial assistance programs.

Oregon Department of Environmental Quality
Water Quality Program contains information about Clean Water State Revolving Fund.

Oregon Economic and Community Development Department
Contains summaries of business loan and loan guarantee programs, such as Capital Access, Rural Development, Brownfield Redevelopment Fund, Business Development Fund and Oregon Port Revolving Fund Loans. Provides program descriptions, eligibility criteria, loan terms, financing limits, program funding and contact information for community development projects, such as for wastewater, special public works and safe drinking water, and for community development block grants.

Oregon Housing and Community Services
Contains program overview and requirements for HOME, Housing Development Grant and Tax Credit programs. Provides information about elderly and disabled multi-unit housing development financing program; Seed Money Advance Loan Program; Predevelopment Loan Program; Rural Rehabilitation Loan Program; Loan Guarantee Program for construction of new housing and for acquisition or rehabilitation of existing structures for low- and very-low-income housing. Can download program loan application, other loan documents, housing finance program fact sheets.

Oregon Office of Energy
Provides information about Energy Loan Program, which offers low-interest loans for projects that conserve natural resources, produce energy from renewable resources or use recycled materials to create products. “Energy Information for Businesses” lists loan, tax credit, and other financial incentive programs.

Oregon Transportation Infrastructure Bank
Contains program description, eligibility criteria, process overview, financing information, application and instructions, and rules.

Oregon Water Resources Department
Contains overview, eligibility guidelines, application procedures, applications and other forms for the Water Development Loan Fund.

Overseas Private Investment Corporation
Federal agency offers political risk insurance, project finance and other financing services to American businesses expanding into developing nations and emerging markets around the world. Project finance resources include eligibility guidelines, loan terms, application procedures, downloadable forms and information about loans available to small businesses. Contains list of OPIC-supported projects organized by country, including company names, project descriptions and amounts of financial support.

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Partnership for Advanced Technology in Housing
Contains information about funding opportunities in the housing industry.

Pennsylvania Department of Community and Economic Development
Guide to Doing Business in the State provides summaries of community building, economic development, housing, infrastructure and other financing programs; lists business financing programs by type and purpose. Community Resource Directory organizes financial assistance programs by type of assistance, with eligibility guidelines, loan amounts, terms and contacts. Can use Single Application for Assistance to apply for financial assistance from all funding sources.

Pennsylvania Department of Environmental Protection
Contains information about environmental permits and about small business compliance assistance resources. Provides information about loans and other financial assistance programs offered to small businesses to implement pollution prevention and energy-efficiency projects.

Pennsylvania Department of Transportation
Pennsylvania Infrastructure Bank provides loan FAQs, application and handbook.

Pennsylvania Higher Educational Facilities Authority
Provides information about financing options for educational facilities and public school construction.

Pennsylvania Historical and Museum Commission
Bureau for Historic Preservation provides information about federal tax credits and other funding opportunities for historic rehabilitation.

Pennsylvania Housing Finance Agency
Contains information about construction and permanent loan financing for rental housing developments, overview of the Multifamily Rental Housing facilities program, and application packages.

Pennsylvania Infrastructure Investment Authority (PENNVEST)
Provides information and application forms for drinking water, wastewater and storm water loans.

PrivateFinance-i.com
Online finance portal from the United Kingdom that focuses on financing in Europe and worldwide. Provides industry news; offers project finance publications for sale. Registered users can download selected countries’ regulatory guidelines, tender documents, project finance tutorials, case studies and reports.

Project Finance Magazine
“Global Address Book” contains directory of financing firms, investment banks, export credit agencies and related organizations, indexed by business category, country and city. Project rankings by region are available to subscribers. Specialist Pages include financial data on regions and countries around the world, with in-depth resources available to subscribers.

Project Finance Portal
Project finance reference guide for researchers and practitioners. Includes links to bibliographical references, magazines, books, articles and case studies; project finance sites; project finance data; rating agencies; country data; emerging markets data; export credit agencies; development banks; bankers and advisers; and project sites.

Public-Private Partnerships: Introductory Manual on Project Finance for Managers of PPP Projects
Provides full text of the detailed manual

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RealWebFunds
Web-based commercial real estate mortgage service that allows property owners to connect with lenders by creating financing request package, identifying potential lenders, inviting lenders to quote, selecting the lender and closing the loan. Visitors can view list of lenders and fee schedules; registered users can view demonstration packages.

Rhode Island Clean Water Finance Agency
Provides information about state’s Water Pollution Control Revolving Fund and the Drinking Water State Revolving Fund, which help finance wastewater and safe drinking water infrastructure projects; highlights of past projects; summary of loan activity.

Rhode Island Department of Environmental Management
Provides information on and applications for local planning and development grants; financial assistance programs for brownfields cleanup and development. Office of Water Resources provides information about financial assistance programs.

Rhode Island Economic Development Corporation
“Taxes, Credits, Incentives and Loan Programs” provides program descriptions, eligibility guidelines, loan terms and amounts, and gives an overview of the application process for the Urban Enterprise Equity Fund, revenue bond, direct loan, mortgage insurance and tax credit programs.

Rhode Island Historical Preservation and Heritage Commission
Provides information about financial assistance and tax credits for commercial rehabilitation and preservation of historic buildings.

Rhode Island Housing and Mortgage Finance Corporation
Contains general information about financing options available for the construction or rehabilitation of affordable multifamily housing; includes Neighborhood Revitalization Grant Program RFP.

Rural Assistance Center
Information portal designed to help rural communities access funding and other assistance programs. Can browse funding programs by sponsor or topic; provides capital funding information guide.

Rural Housing Service
The Rural Housing Service makes available to developers loans and grants for the construction and renovation of multi-family housing facilities in rural areas. Contains description of programs; links to state rural development offices; rural development regulations, procedures, handbooks and forms.

Rural Telephone Finance Cooperative
Member-owned, not-for-profit lending cooperative created to serve the financial needs of the rural telecommunications industry and funded by its affiliate, the National Rural Utilities Cooperative Finance Corporation. Provides information about financing options for acquisitions, plant and infrastructure upgrades, and other capital needs to member cooperative and commercial telephone companies serving rural areas.

S

Small Business Administration
“Financing Your Business” includes information about loan programs, downloadable loan forms, list of certified and preferred lenders by state, loan statistics, small business investment company financing statistics, publications on financial management, surety bond information, list of financing workshops, and statutes and regulations. Online Library under “Listings and Directories” includes directory of small business investment companies, which provides contact information, investment criteria, type of capital available, industries and geographic markets served.

Smart Communities Network
Finance and Sustainability lists funding opportunities; loan and grant programs; green building finance programs; lending institutions; publications, tools and articles.

South Carolina Department of Commerce
“Community and Rural Development” contains information about development priorities. “Global Business Finance” contains information and resources for Community Development Block Grant Program, Consolidated Plan for Housing and Community Development, Community Investment Program and Economic Development Program.

South Carolina Department of Health and Environmental Control
Bureau of Water provides grant and State Revolving Fund information.

South Carolina Department of Transportation
“Innovative Financing” provides downloadable brochure that outlines highway and bridge construction financing programs, highlights past projects and provides statistics. Transportation Enhancement Program provides information, requirements for applicants, application and instructions.

South Carolina Energy Office
Provides information about low-interest loans and financial incentives available for energy conservation and recycling projects in the public and private sectors.

South Carolina State Housing Finance and Development Authority
Provides housing finance program overviews, eligibility guidelines, requirements and qualification criteria; information on state Qualified Allocation Plan; Low Income Housing Tax Credit bulletins, point scores and award list; downloadable HOME program construction manual. Includes Multifamily Tax Exempt Bond Financing Program application and program manual.

South Dakota Department of Environment and Natural Resources
Water Resources Assistance Program provides eligibility requirements, loan amounts and terms, application process overview, rules and regulations, and applications for water facilities construction loan program, Clean Water State Revolving Fund program, Drinking Water State Revolving Fund program, Solid Waste Management program, and State Water Resources Management System.

South Dakota Governor’s Office of Economic Development, Finance and Incentives
Contains program summaries, application forms, and contact information for loan and bond financing programs and training grants.

South Dakota Housing Development Authority
?Provides program overviews, eligibility guidelines, application procedures and other information about the Housing Tax Credit, HOME, Rural Site Development, and Multi-Family Bond Financing programs.

Standard and Poor’s
Contains ratings actions, pre-sale reports and ratings lists for bank loans, utility and infrastructure finance, public finance, financial institutions and other financial products; ratings definitions and criteria.

T

Tennessee Department of Economic and Community Development
Contains program overviews and contact information for business financial assistance programs.

Tennessee Department of Environment and Conservation
Provides information about Solid Waste Grant, Water and Wastewater State Revolving Fund loan programs. Historical Commission provides information about financial assistance programs.

Tennessee Department of Transportation
Includes Transportation Enhancement Program instruction booklet and application.

Tennessee Housing Development Agency
Contains low-income housing tax credit program summary and current year’s application scores and rankings; “Report on Incentive for Development of Affordable Housing”; HOME grant program information and applications. Tax Exempt Multifamily Bond Authority package includes program description, checklist and applications.

Tennessee Valley Authority
Online Business Resource Center lists financing organizations by state; provides information about loan programs; lists economic development organizations by state.

Texas Department of Economic Development
Business Development includes links to finance programs. Economic Research includes Economic Development Clearinghouse database of financial assistance resources searchable by type of program or service, eligibility requirements and sponsor. Financial Incentives provides information and forms for Capital Access Fund, Linked Deposit Fund and other programs.

Texas Department of Housing and Community Affairs
Contains program descriptions, application forms, checklists, schedule of fees and financial data. Lists participating lenders for Multifamily Bond, Mortgage Revenue Bond, HOME and Low Income Housing Tax Credit programs for the acquisition, development or rehabilitation of affordable rental units.

Texas Department of Transportation, State Infrastructure Bank
Provides downloadable applicant handbook and application for financial assistance; lists loans currently under review, approved, withdrawn or denied.

Texas Water Development Board
Provides Drinking Water State Revolving Fund and Clean Water State Revolving Fund financial assistance application forms, instructions, guidance manuals and priority lists. Provides information about other public works infrastructure construction programs, including Rural Water Assistance Fund, Water and Wastewater Loan Program, and State Participation in Regional Water and Wastewater Facilities Program.

U

U.S. Mortgage Banks
“The Money Page” Web site provides alphabetical listings of U.S. mortgage banks.

U.S. Trade and Development Agency
Federal agency funds project-planning activities that influence procurement decisions for major industrial and infrastructure projects in developing and middle-income countries. Bi-weekly Pipeline lists bidding opportunities for feasibility studies for which U.S. funding is in place; study contracts awarded; and projects identified as good prospects for U.S. exports, many of which will be approved for TDA-funded feasibility studies. Contains agency primer, “U.S. Business Guide to USTDA” and “Overseas Project Sponsor Information.” Registered users can browse small business consultant database; businesses can sign up with the database online. USTDA Library is a searchable database of completed feasibility studies (business plans) that support large infrastructure projects. Provides activities updates by region and country.

Urban Land Institute
Offers real estate development and finance publications for sale; workshops on real estate development financing, multifamily housing development and other subjects. Can view current issues of Capital Markets Update, Multifamily Trends, Smart Growth News, Housing News Roundup and Commercial News Roundup.

Utah Department of Community and Economic Development
Provides information about Utah Incentive Funds program, Enterprise Zones program and Private Activity Bond Authority. “Community Resources” provides information about Community Development Block Grants and housing programs. Grants Resource Guide includes listings of infrastructure development, economic development, housing development, planning and other grants for agencies, non-profits, for-profit businesses and individuals.

Utah Department of Environmental Quality
Division of Environmental Response and Remediation provides information about loans available for upgrading, replacing or closing underground storage tanks. Division of Drinking Water provides information about public drinking water system grants and loans.

Utah Department of Natural Resources
Division of Water Resources provides application form and guidelines for construction program financial assistance; Water for Utah funding program review.

Utah Housing Corporation
Provides program information, application packets, previous allocations and completed project listings for tax-exempt apartment bond financing and Low-Income Housing Tax Credits programs.

Utah Office of Historic Preservation
Provides information about tax credits for historic building rehabilitation; training available to National Register property owners seeking rehabilitation tax credits.

V

Vermont Agency of Natural Resources, Department of Environmental Conservation
Water Supply Division includes Drinking Water State Revolving Fund Program application and priority list.

Vermont Community Loan Fund
Financing source for small businesses, community facilities, and affordable housing for Vermonters. Provides information about non-profit housing and community facility loans and about small business and development capital loans.


Vermont Department of Economic Development
Provides information about loan, loan guarantee and bond programs administered by Vermont agencies; loans and funding programs from venture capital firms and other sources; rural development loans; contact information for regional revolving loan funds and other resources.

Vermont Department of Housing and Community Affairs
Housing Division contains information about housing and community development programs. Community Development Program section provides overview of grant programs and applications; includes land use, planning and development statutes. Division for Historic Preservation provides information about 20% Rehabilitation Investment Tax Credit Program.

Vermont Department of Public Safety, Energy Efficiency Division
Residential Energy Efficiency Improvement Partnership provides information about financing and other types of assistance for energy efficiency projects in large (five or more units) low-income, multi-family projects.

Vermont Economic Development Authority
Contains eligibility guidelines, use requirements, loan terms, fee structure and application process overview for the financing programs available through the agency and the Vermont Small Business Development Corporation.

Vermont Housing and Conservation Board
Provides information about feasibility funds for housing and conservation projects in the early development stages.

Vermont Housing Finance Agency
Provides eligibility guidelines for multifamily housing construction and permanent loan financing program; eligibility guidelines, loan terms, requirements and guide to nonprofit housing predevelopment and bridge loans. Provides overview, allocation data and application packet for the Low Income Housing Tax Credit Program. Includes list of participating lenders.

Vermont State Infrastructure Bank
Contains program overview, guidelines, eligibility criteria, financing information, and link to applicable statute.

Virginia Department of Business Assistance
Business Information Center includes information about DBE lending and Minority Contractor Program Working Capital Loan programs. Small Business Financing Authority provides information and forms for loan guaranty program, economic development loan fund, Small Business Environmental Compliance Assistance Fund, and Virginia Capital Access Program. Can browse Virginia Capital Resources Directory for information on more than 70 financing programs administered by federal, state and local organizations.

Virginia Department of Environmental Quality
Provides information about Brownfields Tax Incentive Program, Small Business Environmental Compliance Assistance Loan Fund and other financing programs; Virginia Wastewater Revolving Loan Fund Program application.

Virginia Department of Health
Office of Drinking Water includes construction and financial assistance program information, project list, program guide and applications.

Virginia Department of Historic Resources
Provides forms and information for the Historic Preservation Easement Program and Rehabilitation Tax Credit Program.

Virginia Department of Housing and Community Development
Division of Community Development provides information and forms for rural development, community development and revitalization assistance loan and grant programs. Division of Housing provides forms and information about affordable housing production/preservation finance program and Indoor Plumbing Rehabilitation Program.

Virginia Housing Development Authority
Contains overviews, manuals, rates, participating mortgage banker list, contact information, and applications for multifamily housing financing programs.

Virginia Resources Authority
Provides information about and applications for local government infrastructure financing programs, including drinking water, wastewater, solid waste, airport facilities and brownfields.

W

Washington Business Finance Unit
Provides overview of business finance programs.

Washington Department of Ecology
Provides eligibility guidelines, use requirements, loan amounts and terms, and overview of the application process for waste management, water quality and other environmental assistance grants and loans.

Washington Health Care Facilities Authority
Provides information about loan programs and loan applications; lists loans in process and recently processed; gives authority meeting schedule and agendas; links to current interest rates.

Washington Infrastructure Database
Online resource for locating infrastructure funding or technical assistance in the state. Database organized by type of assistance, industry and eligibility category. Lists current infrastructure opportunities, with program details, dates and contact numbers.

Washington Office of Community Development
Provides information about financial assistance programs, including Community Block Grant, community services facilities, energy facility site evaluation, housing and historic preservation tax incentives.

Washington State Housing Finance Commission
Contains program information, eligibility guidelines, loan terms and applications for Low-Income Housing Tax Credits, tax-exempt bonds and Capital Projects Bonds financing programs.

Washington State Public Works Board
Provides program fact sheets, loan applications and contact information for the Public Works Trust Fund loan program; lists approved loans.

Washington Transportation Improvement Board
The board invests state gas tax funds in local communities through grant programs serving cities, urban counties and transportation benefit districts. Lists funding programs, provides program applications, forms, guidelines and policies. Provides database of projects.

West Virginia Department of Environmental Protection
Division of Water Resources provides information about Wastewater Loan Fund.

West Virginia Development Office
Contains information about business and community development; economic development incentive programs, including training, tax incentives, and loans, bonds and other financing.

West Virginia Housing Development Fund
Contains overviews of the Constructing Affordable, Sensible Homes (CASH) Program, Construction Loan Incentive Program (CLIP) and Low Income Housing Tax Credit Program; information about multifamily housing financing programs; and RFPs aimed at housing developers interested in funding.

West Virginia Water Development Authority
Agency acts as revenue bond bank to local government agencies for construction of wastewater and water facilities. Contains contact and program information; loan guidelines; database of projects.

Wisconsin Department of Commerce
Lists federal, state and local financial assistance programs available to help businesses undertake economic development. Provides program information, application process overview and related information. “Disadvantaged Entrepreneurs” includes information about minority business financing programs. Community information lists financial assistance programs for Wisconsin communities, including eligibility requirements, applications and contacts.

Wisconsin Department of Commerce, Division of Safety and Buildings
Private Onsite Wastewater Treatment Systems (POWTS) Program includes information about Wisconsin Fund, which provides grants to homeowners and small businesses for repair, rehabilitation or replacement of existing failing POWTS.

Wisconsin Department of Natural Resources
Bureau of Community Financial Assistance provides program information, applications and contact information for environmental grants and loans. Reference guide provides information on the steps and regulations to be followed from the early stages of the loan process through closeout for each of the programs.

Wisconsin Department of Transportation, Bureau of Highway Construction
“Programs” provides information about transportation planning programs, including Transportation Economic Assistance (TEA) program, which provides 50 percent state grants to governing bodies, private businesses, and consortiums for road, rail, harbor and airport projects that help attract or retain businesses in the state.

Wisconsin: ForwardWisconsin
This public-private marketing organization offers summaries of financial assistance programs available through the Department of Commerce and the Department of Transportation, such as Community Development Block Grants; the Rural Economic Development Program; Major Economic Development Program, which offers loans for business development projects that create a significant economic impact; Industrial Revenue Bonds; and Wisconsin Transportation Facilities Economic Assistance and Development Program.

Wisconsin Health and Educational Facilities Authority
Provides information about financing programs and application forms.

Wisconsin Historical Society, Historic Preservation
Provides information about rehabilitation financial assistance programs.

Wisconsin Housing and Economic Development Authority
Contains information about multifamily housing development programs; downloadable loan applications; contact information; allocation figures; forms for the Housing Tax Credits program; information about small business guarantee and linked deposit loan programs. Can search for small business lenders by city, county or name.

World Bank Group
Provides information about financing for governments and businesses. International Finance Corporation provides guidelines for applying for IFC private sector financing; environmental and social standards; project cycle; and project document database. Includes information about grant programs and World Bank lending product lines.

Wyoming Business Council
Contains overviews and applications for the Community Development Block Grant, Infrastructure Grant, Planning Only Grant, Downtown Development Grant and Convertible Loan programs. Provides general information about economic development activities in the state.

Wyoming Community Development Authority
Contains information about and applications for Small Project Opportunities, HOME, Low-Income Housing Tax Credits and other housing programs; list of tax credit awards.

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